Can Creditors Collect Information Beyond The 6 Required Pieces?

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In addition to the required pieces:

• Name
• Income
• Social Security Number
• Property Address
• Estimated Property Value
• Mortgage Amount Sought

a creditor may collect whatever additional information they deem necessary.

However, as soon as you have provided the 6 required pieces, the creditor has 3 business days to provide a Loan Estimate for approved loans.